Nothing that was checked stands out.
Next step. Note in file. No investigation warranted.
12
Suspicion / 100
RoutineProvisional score
Not yet checked against real claim outcomes, so treat it as a guide to what to look at, not as the odds that this is fraud.
What the claimant told us
“Pipe burst under the kitchen sink overnight and flooded the kitchen and the hallway. Called a plumber first thing.”
What we checked it against
| Weather that day | Light rain |
| Daylight | Dark at the time given — consistent with overnight |
1 other check ran but is not reliable enough to count
F-DOC-003 — Metadata absent from all six photographs. Consistent with transit through a messaging app, which is the most common benign pattern in claim intake.
An aid to investigation, not a decision. The adjuster decides.